Tax Strategies

“You do not have a choice to escape from tax, but you can avoid overpaying them”

We have invariably noticed that one expense that grows as you grow is “TAX”, no one can eliminate taxes from their life, but yes, we firmly believe that one can mitigate/reduce their taxes by proper planning & strategizing.

There are three things which remain perpetual is Change, Death & Taxes.

Tax Strategizing is all about crafting perfect ways to save tax. Still, not all tax strategy can be deployed in a single plan as all don’t fall under the same slab, it is a tailor-made approach where we need to stitch every unique strategy which is the best fit with your current situation which can help us to save tax.

  • Have you thought of saving tax by restructuring your portfolio?
  • Have you identified where all you can save tax or have you missed any?
  • Have you considered your dependents how best they can help you to save tax?
  • Are you aware of how best you can save tax from your Real estate transactions?
  • Are you retired? Then you would have planned for your taxable income to save tax on?   Have you?


Below mentioned are some ways, which can help you plan your taxes.

  • Investment in tax-saving instruments
  • Selection of appropriate components in the salary structure offered by the employer
  • Increase in retirement fund contribution
  • Tax benefits on a home loan
  • Protecting oneself with health insurance
  • Claiming an appropriate deduction for medical expenses, tuition fees etc.
  • Filing of tax returns within the specified timelines
  • The new concessional tax regime

You can opt for tax saving instruments offered by the government, such as ELSS mutual funds, fixed deposits and life insurance. While all these instruments are eligible for tax deductions under Section 80C of the Income Tax Act, 1961, only ELSS mutual funds allow you to grow your money at a faster pace in the long run.

Investments made in debt funds are more tax-efficient as compared to bank fixed deposits. The interest income from bank fixed deposits is taxed at your income tax slab. Meanwhile, debt funds enjoy indexation benefits, which increase their value over time and reduce the impact of inflation on them.

Yes, while redeeming your portfolio you can save tax if it is done strategically, if your goal is arriving & you might require the corpus to spend on that goal then you can consider goal-based exit & which will help you to reduce the tax liability & also the volatility of your portfolio, Financial experts can assist you in performing this entire exercise.


Long term gains in equity investments are taxed at 10% above 1 lac gains 


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